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First year’s interest shall be deducted in advance from the proceeds of the loan. These options include financing with recent changes in financial aid laws. HI, would like to ask regarding how to compute salary loan at sss SSS loan condonation. Just keep your receipts, para merong pang-dispute later on kung hindi nila ma-adjust properly at ma-clear ang loan mo. Ang opinion ko, yong penalty na nag-aapir sa online account ay automatic na nag-aapir, dahil naka-program, pero hindi final, meaning puedeng i-dispute, kasi compute lang ng compute yong program, at wala siyang pakialam na nagbayad ka na pala on time. In case of member’s’s death, total disability or retirement under the Social Security Act, the entire amount or any how to compute salary loan at sss unpaid amount of the loan as well as the interest and penalty thereon, If any,shall be deducted from the corresponding benefit. Yong first employer’s number kaya ang gamitin mo, kasi baka hindi pa na-post yong sa new employer. Sinabi nong isang nag-comment, although I may give that impression, I realize now, sa title ko hehehe.

Hi jayson, sabi sa loan application form, ang penalty for late payment ay 1% of loan amortization per month. You can be a good blogger, kasi you explain well.

  • Sana binasa mo nang buo yong sinasabi ko.
  • For self-employed or voluntary paying member-borrowers, the first amortization shall be paid to the SSS or any of its authorized banks on or before the 10th day of the third month following the date of loan. Bakit hindi nila pagamit yong full Principal na inenteresan nila. Although the SSS salary loan interest rate is lower than many others such as pawnshop how to compute salary loan at sss rates and other bank personal loan rates, hindi pa rin siya ganong kababa. Heheh siguro nga may glitch yong system nila noog nagcompute sila pero dati na ung rate ko eh.
  • Medyo naging busy ako sa pagtraining ko as virtual assistant.
  • Itong sa aking computations kasi sa article ko, kinuha ko sa actual loan ko. Kasi ibang banks, ganyan na rin ang interest — how to compute salary loan at sss they should at least be more affordable. In my opinion halos tama naman ang computation ng blogger.

Nais ko sana ipaayos itong napakalaking interest na pinapataw ng SSS sa mga katulad naming mangagawa na umuutang sa oras ng kagipitan. I also have a friend who finished nursing sa Adventist, at nakapunta na ako ron. Kung 600 ang monthly payment, ang 1% is 6 pesos, di ba. Yong mga nakukuha kong loan kasi, usually mga promo loan sa credit card, 8.4 percent, at hindi agad binabawas ang interest, kaya sabi ko, SSS loans are not as low-cost loans as many think — kasi yong iba, kung saan-saan lang ginagasto yong SSS loan — akala nila mura lang yong interest. Compare fixed loan, arm and other home loan rates with confidence. Ahm kakaenroll ko lng online and sa pagkakakita ko 11 months pa plang ung contributions ko.

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Pero later on, as I read na baka kulangin ang SSS funds for pensioners, sige na nga, puede na siguro na ganyan. PAL filed its petition before the Civil Aeronautics Board blocking the application of Air Micronesia for two. I thought na un lng ung babayaran ko na amount 10,000 kc yong natanggap ko less of deductions na eh.

Better magbayad sa SSS cashier, Bayad Center, or SM Business Center — madali namang napo-post how to compute salary loan at sss ang sa akin — pag contributions, in 3 days at pag loan payment, about 10 days. Yong nang-uutak naman, hindi ko sinabi yon. Ang SSS sana, since it’s a service to members, should be more considerate. Ang nangyayari, they borrow money na walang valid reason, at nasasayang yong pera.

Hindi puedeng beneficiary mo ang asawa mo kung hindi kayo kasal. Wow, ang galing ng computation mo, much clearer. If yes, bawasin natin ang total ng lahat ng ibabayad mo from the money you actually received. Yong mga friends ko kasi na writers din, ayaw mag-blog.



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In addition to high interest, these car title loans usually include a number of fees. We should use them for very important things. Ang nakasulat sa loan form, 10 percent per year, pero ang sinasabi ko lang is in actuality, sa kuentadang praktikal, hindi lang 10 percent, kasi kinukuha agad ang interest at merong service fee. The new guidelines were aimed to align the SSS salary loan program with the prevailing market conditions. In essence ang talagang binayaran mo is 15750 for a loan of 13350 – around 16 percent total interest – which isn’t that bad for a loan that small. Hi Erwin, meron nang 2 years since you received your loan check.

Ang monthly amortization is 24,000 divided by 24 months plus 50 = 1,050…So 1,050 ang monthly payment. Hi Chreey, when you registered, anong employer number ang ginamit mo. THE country’s flag carrier Philippine Airlines , jointly owned by Lucio Tan and diversified conglomerate San Miguel Corp., has opposed the application of Air Micronesia Inc. The free promissory note below is.

We forwarded this to the SSC, which they approved last April,” Generoso explained. Ang alam ko, dapat a little over 2k lang ang naibawas. Yon 10% naman, yon kasi ang nakalagay sa interest nila sa website nila, at sa voucher mismo — hindi ko pa kasi makita at this moment the voucher. Mas madali pa yata ma intindihan un kasi direct computation na un eh.



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It deducts the first-year interest and the one-percent service fee, so you get only about 18,228 pesos. Noong una, I really think that SSS should lower their interest rate, kasi tulong nga sa members. Para pang-estimate lang, gumamit ako ng online calculator, using 1% per month na penalty at 4.4 na number of years na hindi nabayaran, at ang result ay 38,600 ang outstanding loan balance mo. Mukhang masmalaki pa nga yung interest kung hindi sya halos pareho lang sa private/bank loans. Ma-fail siya sa second basis, kasi meron na siyang ibang family, so hindi na siya dependent sa iyo. So magkakaroon yan ng adjustment later on.



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Mag-enroll ka para makita mo ang balance mo. Tapos ngaun may bago na syang employer which is yong mismong employer ang naghuhulog ng contribution nya, as in hindi sya knakaltasan. Hi, ask lng how mch penalty if 2yrS dElayd payment, if 22k. They spend it all to celebrate their birthdays or to buy fancy gadgets/appliances. Wawalain yong penalty up to 90% at puedeng bayaran yong loan in 3 years at 3% interest lang. Gusto ko po sana matignan sa online registration kung hinuhulugan ba tlga ng emplyer nya, kaso lang di ko sya maregister kasi may descripancy or hindi daw nag mamatch yong last name nya.

Bale ang nangyari, ang inenteresan ng 10%, yong natirang principal na 7k. What are the papers/documents needed for filing a salary loan. The employer shall be responsible for the collection and remittance to the SSS of the amortization(s) due on the member-borrower’s salary loan through payroll deduction. Hi Vent, oo, puedeng ikaw na lang ang magbayad directly to SSS, para on time ang payments.

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I’m already married, hiwalay nga lang sa asawa… tinangal ko na X ko as one of my beneficiaries… they say, kahit tangalin ko siya… still may makukuha pa rin siya kung sakaling mamatay ako… meron na kasi siyang ibang pamilya at ang alam ko ini-acknowledge na rin niya anak niya dun… question ko… may karapatan pa rin ba siya kahit tinangal ko na siya as one of my beneficiaries. Hi Bench, yes, you’re right that length of employment with new firm is not a factor. The one-month or two-month salary loan shall be payable within two (2) years in 24 equal monthly installments. Hi char, thanks for appreciating this blog. Ung ni register ko po sya sa online, ung husband ko kasi is jr. Merong loan program (pero after 3 years na paghuhulog) Sana, yong asawa mo rin maging member.

Assuming that you contributed a total of 4,800 during the 2-year loan payment period, your TAV now is about 21,300, or let’s just say 22k including dividends. They think it’s low because they’re basing it on the total loanable amount instead of the actual money you got from them. An employed member shall submitan accomplished SSS Form ISL-101 (Member Loan Application Revised March 2004) and present the digitized SSS ID cards or E-6 acknowledgement stub with 2 (2) IDs listed below one of which with recent photo and date of birth. I-compare natin sa Credit-to-Cash loan ng BPI Classic Card.

Personal loans for people with poor credit bad credit at go aagp. Go to our article on the improved sss salary loan program. Puede na siyang mag-loan after ma-post yong 6th month contribution niya this year. By the way, this is Ate Nors or Tita Nors.

Consolidada k oo s o l i d a d a consolidadas julie stav consolidad credit k oo s o l i d a d a s consolidado k. THE Social Security System has introduced revised lending guidelines for a higher salary loan and more flexible terms for its members. Mag-enroll ka sa online SSS para ma-monitor mo ang posting ng payments mo. Hi Aaron, oo nga sana mababa lang ang interest na kinukuha nila, para makatulong talaga.



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It’s an honor to deserve such post from a PR4 blogger (PR1 lang itong sa akin), and it’s always good to learn from fellow bloggers. Ang hindi ko sure kung cumulative mag-compute ang SSS, or flat rate na 10 pesos per month of delay. No fax payday loans electronically non teletrak non cl verify bad credit payday loans deposited in your bank. May two successful bloggers ako na-meet sa sulit — jasper at nerbie. Oo, nakita mo yong copies ng Western Union niya sa sulit page niya. Kung wala nang payslips, puede pa ring take advantage of the condonation program.

Mag-enroll siya online para ma-check niya ang payments niya. Hi Michael, yes, tama ka, dapat ma-enjoy yong ini-interesan na pera. Hi Sarra, 10 percent per year ang interest rate. But of course we all hope you’ll have a long life and that you’ll enjoy your pension with your children. By the way, merong service fee ang salary loan na 1% of the loan amount, binabawas din agad sa nakukuha mong proceeds.

The employee is obliged to report to the new employer his obligations with SSS and shall allow the new employer to deduct from his salary the corresponding amortizations due, plus any penalty for late remittance of amortizations. Mga 4 years na ata siyang nagbabayad di nga lang continuous kasi palipat2x siya ng company. There are many blogs with high PR like Johnchow.com, carlocab.com, jehzlau-concepts.com, etc. How to apply for online sss salary loan application thru my. There truly is such a thing as car loan after bankruptcy auto loans after bankruptcy.

Amerigas, paraco gas appoint new members to boards of direct feb. Balance of P500 or less shall be deducted how to compute salary loan at sss from the proceeds of the new loan. And based on my analysis, you’ll end up paying more.

Kasi if sadabihin natin na 10% lang talaga then compute ulit tau ng 10% sa half ng loan natin parang nag coconceal lang po un and parang chinicheat or nililito pa natin ung nag loloan. Another thing, noon pa talaga, younger pa ako, sa rural bank pa sa province, I was questioning why lenders impose the interest rate on the Principal, but deduct immediately the interest. Gusto ko rin siempre na all what I write ay tama. At bayaran natin on time, kasi mabilis lumaki ang interest at penalty.

Rent to own homes, houses for rent to own, what are the name of rent to own realtors that deal with bad credit in westerville ohio lease homes with an option to buy. Yes, nakakuha na ako ng link ka carlo dati pa. It really helps, Carlo, thanks again, and best regards. Kelangan lang nakabayad ng at least 3 monthly amortizations (kahit anong date since loan takeout), at kelangang merong 3 monthly contributions within 6 months before application. Hi Sonny, oo, para di maipon yong interest ng penalty, although maliit lang naman, kung bihira ka lang ma-late.

I suggest mag-enroll ka ng online SSS para lagi mong nache-chek ang loans at contributions mo. Ei wala po don sa fini fill-upon ko na online reg. Anyway, my main point really was not to bash SSS, but to tell prospective borrowers that the SSS loan is just like any other bank loan — na merong “high” interest — at dapat gamitin nila sa necessary purpose lang. Pero siempre ang irarason nila, para kikita ang SSS, para maibalik sa members thru benefits.

Idagdag mo pa rito yong how to compute salary loan at sss 1 percent service fee. Yong computation na pang-street kumbaga.